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Documents required
for applying housing loan:-
For Indian Residents :
Personal documents & Income proof of the applicants.
Salaried class :
 Salary
certificates or certified copies of salary certificates with
deductions for the past 6 months.
Availability
of salary deduction for housing loan installments.
Form 16
from the employer for the past 3 years.
Self-employed
/ business class :
Balance
sheet and profit and loss account for the past 3 years.
Statement
of total income and income tax assessment orders and
returns for the last 3 years.
Brief note
on the nature of business, year of establishment, present
bankers, form of organisation and the capacity in which
the applicant
is engaged.
Net worth
of the applicant/ co-applicant.
Age proof
of the applicants.
Guarantor
forms along with networth proof / income proof. Number
of guarantors as per the norms of the company.
 
For NRI’s :
Personal documents
Employment
Contract ( If the contract is in any language other than
English, the same has to be translated into English and attested
by
Employer/Indian Embassy).
Certified
copy of the latest salary slips for the past 6 months.
Identity
card issued by the current Employer.
Continuous
Discharge Certificate, if applicable.
Latest
work permit.
Visa
stamped on the passport.
NRE Bank
account pass sheets.
Overseas
Bank Account Statement for the last 6 months.
Bio-data
covering educational qualifications, age, job experience,
nature of profession/business etc., with necessary proof.
Power of
Attorney in favour of local representative in India, if required.
Guarantor
forms along with networth proof/income proof. No. of
guarantors as per the norms of the Company. The guarantors should
be
related to the Applicant/Applicants.
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